Families are paying nearly $7,500 a year for health insurance. The next price hike is already looming.
Source: Business Insider ·
Premiums for family health insurance plans were over $28,000 in 2026, and costs are likely only going up.
From the source
Health insurance costs have soared for workers and employers.Luis Alvarez/Getty ImagesWorkers on family health insurance plans paid $7,471 for premiums in 2026, a 9% increase from 2025.Costs are even higher at smaller businesses: Workers there pay nearly $10,000 for family premiums.Rising premiums have outpaced wage growth, and are only expected to increase more in 2027.It's costing families nearly $7,500 a year for health insurance — and more increases are looming.A 2026 health benefits survey from KFF found that workers on a family plan paid an average of $7,471 a year in premiums — a 9% increase from 2025. And that's just the worker contribution — when accounting for employer contributions, family plan premiums totaled $28,303 in 2026, a roughly 5% increase from 2025.That's a hefty price for both workers and their employers, and even more acute for workers at smaller businesses: KFF's survey found that at firms with fewer than 200 employees, they paid nearly $10,000 toward family…
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